Can You Move Your Items and Belongings Before Completion?

Yes, it’s possible for buyers to move their belongings to their soon-to-be new home as long as the seller gives them permission to do so. Some buyers may want to get ahead of the move, especially if the property is sitting empty. It’s rare but some sellers may also agree to having stuff moved while the property is occupied. This is more plausible if the belongings can be stored in an empty space, such as the garage, shed, or an empty room.

The official stance the estate agent and solicitor are likely to give is a big ‘no’ because of the potential risks involved. The last thing all stakeholders would want is for something to go wrong pre-completion. The buyers, for example, may accidentally damage the property while their belongings are being moved. Their belongings could also be tampered with if they are dealing with unscrupulous sellers. The sellers may also put themselves at risk if the belongings get damaged while they are being stored.

As a seller, a request like this shouldn’t be an automatic yes. The buyer should have a very good reason for wanting to have their items moved before completion day. If you do agree then make sure you communicate to the solicitor and have some form of written agreement in place so that the buyer is liable for any damage the stored items may potentially cause.

As a buyer, make sure you know the risks involved and have a legitimate reason for wanting to move your items before completion (frustration due to a slow-moving purchase isn’t one of them). Check your policy plan if you have contents insurance in place. Any belongings you move before completion may not get covered by the policy. Avoid moving any belongings of high value. The seller is doing you a favour so try to be as accommodating as possible.